Financial Literacy

About This Course

Develop foundational financial knowledge and practical money management skills adapted to Nigerian economic realities. This comprehensive course covers budgeting, saving, debt management, and financial planning using straightforward approaches that work with various income levels and financial situations.

You’ll learn to make confident financial decisions, protect your money from inflation and economic uncertainty, and build financial habits that create long-term security. The program emphasizes practical application over theory, ensuring you can immediately improve your financial situation.

What You'll Get

Who This is For?

Requirements

Curriculum

10 Sessions

Learning Objectives:

  • Understand fundamental financial concepts and terminology
  • Assess current financial situation and establish baselines
  • Develop healthy money mindset and financial goals

Workshop Content:

  • Financial literacy fundamentals in Nigerian context
  • Assets vs. liabilities and net worth calculation
  • Financial goal setting using SMART framework
  • Money mindset assessment and improvement strategies

Learning Objectives:

  • Create realistic budgets that account for Nigerian economic realities
  • Master expense tracking and categorization
  • Develop systems for budget maintenance and adjustment

Workshop Content:

  • Multiple budgeting approaches (50/30/20, zero-based, envelope)
  • Expense tracking methods and tools
  • Handling irregular income and unexpected expenses
  • Budget adjustment strategies for changing circumstances

Learning Objectives:

  • Understand different types of debt and their implications
  • Develop strategic debt elimination plans
  • Learn credit management and building techniques

Workshop Content:

  • Debt types, interest rates, and prioritization strategies
  • Debt avalanche vs. snowball methods
  • Credit reports, scores, and improvement strategies
  • Negotiation techniques with creditors

Learning Objectives:

  • Build emergency funds appropriate to Nigerian economic conditions
  • Understand insurance as financial protection
  • Create comprehensive financial security plan

Workshop Content:

  • Emergency fund sizing and building strategies
  • High-yield savings options in Nigeria
  • Insurance types and needs assessment
  • Financial protection against economic uncertainties

Learning Objectives:

  • Understand basic investment principles and vehicles
  • Learn risk assessment and investment selection
  • Develop beginning investment strategy

Workshop Content:

  • Investment basics: stocks, bonds, mutual funds, real estate
  • Risk tolerance assessment and portfolio allocation
  • Nigerian investment landscape and opportunities
  • Investment account setup and management

Learning Objectives:

  • Understand Nigerian tax system for individuals
  • Learn tax planning and optimization strategies
  • Implement tax-efficient financial practices

Workshop Content:

  • Nigerian personal income tax system overview
  • Tax planning strategies for employees and business owners
  • Record keeping and documentation requirements
  • Tax-efficient investment and savings strategies

Learning Objectives:

  • Understand retirement planning fundamentals
  • Calculate retirement needs and contribution strategies
  • Develop long-term wealth building plan

Workshop Content:

  • Retirement needs calculation and planning
  • Nigerian pension system optimization
  • Long-term investment strategies for retirement
  • Estate planning basics

Learning Objectives:

  • Identify and evaluate additional income opportunities
  • Understand business basics for side income
  • Integrate additional income into overall financial plan

Workshop Content:

  • Side hustle identification and evaluation
  • Basic business setup and financial management
  • Tax implications of additional income
  • Scaling side income opportunities

Learning Objectives:

  • Master financial technology tools for money management
  • Understand digital banking and payment systems
  • Implement technology for financial automation

Workshop Content:

  • Digital banking and mobile money platforms
  • Financial management apps and tools
  • Investment platforms and robo-advisors
  • Automation strategies for savings and investments

Learning Objectives:

  • Integrate all financial components into comprehensive plan
  • Create implementation timeline and monitoring system
  • Develop long-term financial success strategies

Workshop Content:

  • Comprehensive financial plan creation
  • Implementation timeline and milestone setting
  • Monitoring and adjustment strategies
  • Building financial success habits and mindset
financial-literacy

This Course Include

Want personalized guidance?

Schedule a free 15-minute consultation with one of our program advisors to discuss your specific needs and goals.